‘Own Occupation’ vs ‘Any Occupation’ In TPD Insurance
05/10/2024
When choosing a Total and Permanent Disability (TPD) Insurance policy,
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Aussie Injury Lawyers have more than 100 years of combined experience with Superannuation and TPD insurance claims. We have settled many cases for our clients and are well versed in making your journey as simple and stress-free as we can. We thrive on making the complex simple. Let us do the heavy lifting so you can focus on your recovery.
Below is a summary of how your claim might progress
Please have a chat with our expert Superannuation & Insurance Claim team. We will let you know where you stand and the best legal options for your TPD Insurance claim. Ask about our Capped Legal Fees and 100% No Win No Fee legal funding.
Typically, insurance corporations require detailed and accurate information. Aussie Injury Lawyers' team of legal experts take the time to gather all the relevant details to give your claim the best chance of success. To get your claim underway, we need to collect some information from you, but this is simple and will speed up your claim.
Once we have your initial claim information, we will investigate the relevant benefits you have available in Superannuation insurance policies. If you have more than one Super account, you may be illegible to make multiple TPD claims.
Each insurance policy is different, so we need to review it thoroughly. At this point, we will examine your insurance documents and let you know what you’re entitled to claim, what criteria you must meet, and an estimate of the value of your claim.
We will compile a comprehensive submission supporting your claim and lodge it with your fund(s) and any supporting documentation. Your claim submission can include your employment history, training & education, and medical/treatment reports.
Once we have determined you have a valid TPD Insurance claim and benefits that can be accessed, we will work with you to complete your paperwork and lodge your application. Your fund may ask for an independent medical assessment. Once they have your claim, we can generally provide you with an estimate of how long it might take to resolve.
In most cases, once an agreement has been reached, your claim is completed, and you will receive your benefit. If your TPD claim is not recognised, in most cases, we will take action to challenge their decision. Take comfort in knowing that Aussie Injury Lawyers have a 99% success rate in these claims.
If you cannot work for a period due to an injury or illness, including mental health conditions, Aussie Injury Lawyers may help you make one or more insurance claims. Call Now on 1300 873 252 or Start Your Claim Online.
When choosing a Total and Permanent Disability (TPD) Insurance policy,
In Australia, any permanent injury or illness that prevents you
You can make a TPD claim through your superannuation fund