How to Claim Income Protection Insurance in 4 Steps
08/09/2025
Are you temporarily unable to work and need to make
Aussie Injury Lawyers is a leading Australian compensation law firm specialising in Total and Permanent Disability and other insurance claims, with a 99% success rate!
Our experienced insurance lawyers negotiate with insurance companies for accidents, injuries, illnesses, and temporary or permanent disabilities on a 100% no-win, no-fee basis. Contact us for free advice now.
Aussie Injury Lawyers is an insurance law firm specialising in superannuation insurance claims. Trust our reputation as skilled lawyers specialising in insurance disputes, committed to helping people across Australia access funds at challenging times.
Every day, our team fights to protect the insurance benefits of your TPD policy. We handle the complexities of dealing with insurance companies that prioritise profits over the insurance benefits paid to policyholders.
Rely on our insurance lawyer’s proven track record of success. Contact us today for a free case review and discover how we can help you win your claim, at a capped or fixed price.
Get free advice from our experienced Australian insurance lawyers about the claims process and the value of your potential payout!
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When pursuing an insurance claim in Australia, being supported by trusted and experienced insurance lawyers is beneficial. Be assured that our insurance dispute legal team has the knowledge and expertise to win complex and challenging insurance claims, particularly in cases of accident, injury or illness resulting in temporary or permanent impairment.
You can make a total and permanent disability claim when a disability stops you from working in your regular occupation. Generally, a lump sum TPD payout is available for physical and psychological conditions and can be significant, particularly if you qualify for multiple claims. Ask our compensation lawyers to explain the claim process.
A diagnosed mental health condition may be eligible for an insurance payout (or other compensation) depending on how it was acquired and your insurance policy terms.
When you temporarily cannot work due to an illness or injury, you may be eligible to receive income protection benefits. After approval, you will receive a monthly income payment to help you recover financially.
Beneficiaries of a life insurance policyholder can seek death benefits when the insured person dies, depending on what the insurance policy covers. These funds provide financial assistance to the deceased’s dependents for medical and funeral expenses.
You could access terminal illness benefits when you have a terminal illness diagnosis with a limited life expectancy. When the insurance company approves, the policyholder receives a lump sum payment, allowing them to live comfortably during a difficult time.
Regardless of life expectancy, a trauma policyholder can file a critical illness claim when diagnosed with a specific medical condition (named in their insurance policies), such as a heart attack, stroke, or cancer. Generally, coverage is provided for a long list of ailments.
An insurance claim could be rejected for various reasons, such as policy cancellation, fraud, non-disclosure, or a loss that isn’t covered.
If you have a rejected insurance claim, you must seek legal advice immediately to help reverse the insurer’s decision and deal with the Australian Financial Complaints Authority (AFCA) (previously called the Financial Ombudsman Service) when required.
An expert insurance lawyer can help resolve insurance disputes quickly by:
These steps help find the most effective path to reverse a rejected claim. Our insurance dispute lawyers understand insurance contracts and how to reverse rejected claims. Call 1300 873 252
You could have one or more legal claims
Not all no-win, no-fee insurance lawyers are the same. Aussie Injury Lawyers do more by covering all your legal costs until you win, which means you have no financial risk.
Hiring a skilled lawyer to claim compensation through a superannuation insurance policy can be pricey. And the cost of taking legal action with the support of an Australian insurance claim solicitor might be more than your budget can handle.
Thankfully, AIL supports all superannuation TPD insurance claims and disputes with 100% No Win No Pay funding. Don’t pay a cent until an insurance claim lawyer wins your case. We also provide an upfront, capped, or fixed price before we begin work. Get a free quote now – Call 1300 873 252
Are you unable to work in your usual occupation due to an injury, illness, or mental health condition? Experienced compensation lawyers help you understand your options, the claim process, and your legal right to seek compensation.
Aussie Injury Lawyers is one of the few insurance dispute law firms specialising in TPD Claims. We are one of Australia’s best accident compensation lawyers, making accessing all your insurance benefits simple.
It’s free to know if you have a valid claim, so Call Now – 1300 873 252
Aussie Injury Lawyers specialise in one area of insurance law, superannuation insurance claims. Because of this, our law firm has considerable experience, knowledge, and expertise in achieving the best possible outcome for our clients.
We consistently achieved a 99% success rate for our client’s insurance compensation claims. Give yourself the best chance of a successful outcome. Contact our friendly legal team or start your case online now to see if you might qualify.
Bringing a legal claim to access the benefits contained within your insurance policy can sometimes feel a little daunting and uncertain. When you seek compensation, the last thing you need is to commit to a legal case that could end in a hefty bill.
So, it’s good to know that once our talented team of expert insurance lawyers has assessed your case, they will give you a capped price for your disability insurance claim. You can relax, knowing there will be no hidden fees or costs.
At Aussie Injury Lawyers, our injury insurance claim lawyers provide our clients with the best possible legal representation. We share your commitment to relentlessly pursuing your insurance payout benefits, offering the following services:
When we work with you, we use our considerable knowledge and expertise to claim TPD and find the best legal strategy for maximising your insurance benefits.
Our experienced team understands you may be going through a difficult time, and the last thing you need is to deal with complex legal processes and an uncooperative insurance company. We aim to remove the stress and worry of dealing with a legal case so you can get on with your life.
Wherever you are in Australia, we are here to help. Our responsive insurance solicitors are based across a broad region.
We regularly provide legal insights for superannuation claims to everyday Aussies from the North Territory and the top end of Australia, the entire East coast of Australia to Tasmania, Victoria, South and Western Australia. We likely have a superannuation insurance lawyer close to you now. Choose from our convenient locations in Brisbane, Sydney, Melbourne, and Perth.
Hardworking and straight-talking, our experienced superannuation insurance legal team is dedicated to delivering a fair settlement for you. We understand life challenges and are here to help when unexpected events disrupt your ability to earn an income. The dedication of our injury claim lawyers enables us to offer a no-win, no-fee policy with a free initial consultation,
Kerry Splatt, an Accredited Specialist in Compensation law, leads the expert team at AIL. His expertise and over 100 years of combined legal experience ensure your success. Time limits can apply, so contact our expert insurance lawyers now for help with your claim form.
Are you temporarily unable to work and need to make
Can’t work due to a back injury or spinal damage?
Typically, life insurance payouts range from $100,000 to over $1