Can You Claim on Multiple TPD Policies?
31/03/2024
Can You Claim on Multiple TPD Policies? Unveiling the Truth!
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Our expert QLD superannuation insurance lawyers will help you make a successful TPD claim (or other type of claim) when an injury or illness prevents you from earning an income. Thankfully, most Australians have permanent disability TPD insurance through a super fund, giving them access to vital financial support at a challenging time.
Ask an Aussie Injury TPD Lawyer to explain your legal rights and the best strategy for successfully claiming your TPD benefit. Initial claim advice is free, with no upfront fees, and all our legal services are financed on a 100% No Win, No Pay basis.
It’s FREE to know if you have a valid case – Call Now 1300 873 252
Our Brisbane insurance claim lawyers are located at 69 Amelia St, Fortitude Valley, close to the Brisbane CBD, but far enough away to avoid the significant traffic and parking issues. If you are driving to our office, there is a small car park directly in front of our building or ample metered street parking.
Should you travel by train, the nearest station is Fortitude Valley, which is a 400 metre, or 5-minute walk. If you travel by bus, the closest stop is Brunswick St at Water Street Stop 6.
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Our Brisbane insurance lawyers support you through the superannuation claims process when seeking insurance benefits for a temporary or permanent disability. Every day, we help Australians access their TPD compensation as well as other kinds of insurance claims, like:
You can make a TPD claim when you can’t work because of a total and permanent disability. Our expert TPD lawyers know how to maximise the entitlements of your TPD cover, giving you a healthy lump sum payment.
You can also claim a benefit when you can’t work because of a mental health condition. First, you must have a psychological illness diagnosis, then contact our legal team to create a compelling case for your insurer.
Regardless of life expectancy, a trauma policyholder can seek critical illness benefits when diagnosed with a specified medical condition (named in their policy terms), like stroke, cancer, or heart attack.
Australian superannuation funds often provide insurance cover for temporary and permanent disability. So, when you suffer an injury or illness, you might have several disability claims via a superannuation policy.
Income protection insurance pays monthly benefits when you can’t earn an income because of a temporary disability. Most people require expert legal guidance to be certain of a winning outcome.
Beneficiaries of a life insurance policyholder can claim death benefits when the insured person passes. These funds help dependents cover expenditures like burial costs and medical fees.
When you are diagnosed with a terminal medical condition that has a short life expectancy, you could claim critical illness benefits. Once approved, the policyholder gets a lump sum payment that enables them to make ends meet during a particularly difficult time.
There’s no need to panic if you have a rejected insurance claim. Our litigation lawyers know the process for reversing the insurance company’s initial decision, including how to handle the Australian Financial Complaints Authority.
Aussie Injury Lawyers Brisbane helps everyday Australians claim against their total and permanent disability insurance, through a super fund. With more than 100 years of combined legal experience, we have the knowledge and expertise to deliver the desired results.
Wherever you live in Brisbane or Queensland, we have an insurance claim specialist ready to take on your case and help you access the financial assistance you need to support yourself and your loved ones. It’s free to start, so call now – 1300 873 252.
If you have suffered an illness, injury or mental health condition impacting your ability to work, the last thing you can afford is expensive legal fees. Yet, you need legal support to access your full entitlements. So the good news is that Aussie Injury Lawyers is a 100% No Win No Fee law firm.
Our 100% No Win, No Fee policy, means you pay nothing until we win your case and zero if you lose, which means you have no financial risk. And there are no upfront fees or ongoing legal costs. Furthermore, we fund the costs associated with expert medical reports and assessments, which can be thousands of dollars.
Selecting AIL for your TPD insurance claim means having peace of mind because we charge an hourly rate (not a percentage of your settlement), and these Fees are Capped.
If you are contributing to your super fund, or have at some point in your life, you likely have TPD insurance cover. Hence, when you have a physical injury or mental health illness that prevents you from working in your usual occupation, you can claim against your TPD insurance. This insurance covers a range of physical and psychological health conditions. Not sure if you qualify? Contact our friendly and experienced legal team for a fast case review. There is no charge to know your eligibility to make a claim.
At Aussie Injury Lawyers, we are your local legal specialists in TPD and Superannuation Insurance Claims. Daily, our Brisbane legal team help Queensland residents understand
• their insurance policies’ fine print
• the TPD claims process
• the best legal strategy for maximum entitlements
• how to successfully claim their TPD benefit
Find out why Aussie Injury Lawyers is a local leader in TPD Claims, with a 99% success rate. Start your Online Claim Now. It’s FREE and takes less than a minute.
Regardless of where you reside in QLD, our superannuation and TPD experts are ready to assist. We regularly work with clients from Far North Queensland to Coolangatta, the Darling Downs, Brisbane, Gold Coast, Sunshine Coast, and out West to Mt Isa and Longreach.
Including all major regional centres like Cairns, Townsville, Mackay, Rockhampton, Gladstone, Bundaberg, Hervey Bay, Biloela, Emerald, Barcaldine and all surrounding districts.
You can file a TPD claim without a legal representative. However, it is likely that a lawyer will increase your chances of being paid your TPD benefits. Insurance companies often seek to protect their bottom line by trying to minimise or deny your settlement. Hence, they enjoy negotiating with claimants who don’t have legal representation.
In this circumstance, they will attempt to offer a lower settlement. Typically, an experienced disability insurance lawyer will ensure that you receive every penny due to you under the law.
When you chase a life-changing total and permanent disability payout from an insurance company, you must give it your best shot. Often, you get one chance to make a successful claim. Our experienced Brisbane TPD lawyers have negotiated with insurance companies for many years. Consequently, Aussie Injury Lawyers have a 99% success rate for claiming disability insurance benefits. Give yourself the best opportunity to claim all your TPD entitlements.
Any physical or psychological injury or illness that stops you from working in your usual occupation can qualify for a total and permanent disability claim. Success does not rely on how you got your illness or injury. Speak with our Brisbane TPD legal team now if this is your situation. Call 1300 873 252
First, contact our disability insurance lawyers for a free case review. They will review your circumstances and ask you a series of questions. When we have established that you have a valid case; we start an investigation of your superannuation policy and your level of cover. Once completed, we will show you:
Next, you sign a legal agreement, and we begin work on your case, keeping you updated on progress. When your claim (or claims) is ready, it is lodged with your insurer. The insurer could approve or deny your case or ask for more information. Upon completion of this procedure, you will receive your TPD payout. Contact our lawyers now to learn more about the claims process.
Although there are generally no time limits for insurance claims or TPD claims, we should start as soon as possible. That’s because an insurance company will often question the delay between when your physical injury or mental illness started and the lodgement date. Hence, your best chance of success relies on taking swift action. At Aussie Injury Lawyers, it’s free to start, so Call Now 1300 873 252
If you have contributed to more than one superannuation fund during your career, you could make multiple claims and get more than one TPD lump sum payment.
Having a successful outcome will depend on several factors, including the terms and conditions of the TPD benefits contained within your superannuation fund. The history of your medical condition will be particularly relevant. Contact our friendly TPD lawyers to see if you qualify. Call 1300 873 252
Hardworking and straight-talking, our highly experienced TPD lawyers help you find the best legal strategy for a successful outcome. We understand how challenging life can be when things go wrong, and we are here to help you get back to normal.
The expert team at Aussie Injury Lawyers is led by Kerry Splatt, an Accredited Specialist in Personal Injuries law. His expertise together with over 100 years of combined legal experience is your guarantee of success. Reach out. Let us show you how we can assist you and your loved ones when the unexpected happens.
Can You Claim on Multiple TPD Policies? Unveiling the Truth!
Being sick or injured is never fun, but knowing you
The definition of Total and Permanent Disability (TPD) depends on