Best TPD Insurance Claim Lawyers - No Win No Fee

Our TPD Lawyers help you make a TPD Claim through your superannuation fund insurance and receive a payout when you can’t work in your usual occupation because of an injury or illness. For a successful disability claim, choose the Best TPD Insurance Lawyers to win TPD compensation and get a lump sum payment in your super account.

Aussie Injury Lawyers are insurance claim legal experts. Our Superannuation TPD lawyers have a 99% success rate without upfront fees, making the complex simple.

It’s FREE to know if you can claim Call Now 1300 873 252

Do you have a TPD Claim?

Find out now. AIL has a 99% success rate for TPD Claims. Our expertise is your guarantee of success.

Total and Permanent Disability Claims

The expert TPD Lawyers at Aussie Injury Lawyers have substantial expertise in just one area of law – Superannuation TPD and Insurance claims

Our disability insurance lawyers work on TPD claims for everyday Australians every day. Generally, solicitors with the knowledge and experience to prepare a detailed, professional legal case that will give you your best chance of having a successful TPD insurance payout. 

Like most Aussies, you want the best legal team on your side when you can’t work because of illness or injury and need money to pay your rent, mortgage, bills, and food.

It’s free to know your legal entitlements and the claims you could make – Call Now 1300 873 252 or email us >

What do TPD lawyers charge for TPD claims? >

Why choose our Super TPD Claim Lawyers?

Successful TPD Claims, 100% No Win No Fee​

Unlike some other TPD law firms, Aussie Injury Lawyers is 100% No Win, No Fee law firm. Our No Risk policy means you have no upfront or ongoing legal costs for the life of your Superannuation TPD claim.

Pay our costs when you win and zero if you lose. Furthermore, we cover your disbursement expenses (medical evidence and legal reports) until we achieve your settlement, which means you carry no financial risk for your case.

Plus, we give you a capped or fixed price for your insurance claim, before we start work on your case.

Get a fast quote now by calling 1300 873 252

More about our legal fees >

Two people happy with their TPD Claim Lawyer winning their case

What is a Total and Permanent Disability (TPD) Claim?

If you are no longer able to work because of an accident, illness, or mental health condition, it is possible that you can make a Total and Permanent Disablement (TPD) claim through your superannuation policy.

Many people are unaware they are entitled to a financial benefit usually paid in one TPD lump sum payment. If you have stopped working and need extra money, these funds can be vital to helping you get your life back on track after a challenging time. Ask our TPD lawyers for your best legal strategy.

TPD Claim Process

TPD claim process infographic
Infographic timeline of the TPD claim process

Get Legal Advice for TPD Insurance Benefit Claims

Contact a TPD lawyer now for specialist legal advice regarding disability insurance superannuation claims, and disputed claims. Give yourself the best chance of success.

Please speak with our experienced TPD lawyers to know your rights. It’s free to know where you stand, and you owe us nothing until we win your claim. – Call 1300 873 252.

A construction worker looking at a TPD insurance policy with a thumbs up

Making a Successful TPD Claim

For a TPD claim to be successful, there is no need to provide evidence that your injury or illness was caused by another person or because of your usual occupation or workplace.

Typically, you can make a successful TPD claim for a wide range of physical injuries, mental illnesses and medical conditions like stroke, heart attacks, cancer, terminal illness, Alzheimer’s, significant burns, organ transplants and many more.

Our permanent disability claim lawyers will work with you to demonstrate that you cannot work in your regular occupation (or another job for which you have experience or qualifications). Generally, there is no need to show you cannot work at all in any field, just the ones in which you are qualified or have training and experience.

It’s free to know if you can claim, so Call 1300 873 252

Guide to Winning TPD Claims >

TPD Claims for Psychological Illness

You claim TPD compensation for any medical ailment that stops you from working in your usual occupation. Suppose you suffer from a mental health disability, such as depression, anxiety, bipolar disorders, post-traumatic stress syndrome (PTSD) and other recognised psychiatric or psychological conditions. In that case, you may be able to claim your TPD benefits.

More about TPD claims for mental disorders >

Claiming TPD benefits for Critical Illness

Most people with a chronic illness will qualify to claim their disability insurance entitlements. Any illness that prevents you from performing in your current occupation can be the basis of a successful case.

It is common for Aussies to be unaware of their legal right to a TPD payout or income protection benefits.

More about critical illness claims >

Can I have Multiple TPD Claims?

Many Aussie workers have Total and Permanent Disability (TPD) insurance cover in their Superannuation fund membership, but many don’t know what they can claim on all their insurance policies.

The excellent news is that if you have contributed to more than one Super fund during your working life, you may have an opportunity to make multiple claims. Contact our legal team now for a Free Case Evaluation to determine if this applies to you – Call 1300 873 252

Free Online Claim Check >

A male TPD lawyer providing insurance claim legal advice on his mobile phone

Unlike workers’ compensation, any ailment that stops you working can qualify for a TPD claim. However, some common medical conditions that qualify as a total permanent disability for insurance purposes include the following:

Any physical injury that prevents you from working can also qualify, particularly serious medical harm like:

  • Back and spine injuries
  •  Leg and knee injuries
  •  Neck and shoulder injuries
  •  Loss of limb
  •  Major burns
  •  Reduced or lost sight or hearing
  •  Organ removal or failure
  •  Paralysis
  •  Brain and head injuries

Be sure of your legal rights by contacting our experienced TPD lawyers for your free claim review

Income Protection Insurance Benefits

Income protection insurance (also known as disability insurance or income replacement) provides financial support to people who can’t work due to illness, injury or temporary disability. This type of insurance policy is designed to replace some of a person’s lost wages while they cannot perform their regular role. Income protection benefits help pay the bills until you recover or provide support until you qualify for a permanent disability claim.

More about claiming income protection >

Video - Can I Make a TPD Claim?

TPD Claims Lawyers Australia Wide

Daily, Aussie Injury Lawyers helps everyday Australians negotiate challenging legal processes and procedures to access the insurance benefits contained within their Superannuation. Our TPD claims lawyers are ready to help wherever you are in Australia. Choose your capital city office locations:

Brisbane | Sydney | Melbourne | Adelaide | Perth

TPD Lawyer & Superannuation Claim FAQs

Total and Permanent Disablement (TPD) insurance gives financial security to people who have suffered an injury or illness that prevents them from working again.

TPD insurance coverage is designed to provide financial compensation to help people with the costs of medical treatments, rehabilitation, and other expenses associated with their disability. When you have a successful outcome, a TPD insurance benefit is paid as a lump sum to help people adjust to their new circumstances.

You can choose to make a TPD Claim without a lawyer. Remember that insurance providers protect their profits by paying out the least amount they can afford, and a lack of legal representation may facilitate that process. If you must receive your maximum entitlements, a solid, experienced legal team will give you the best chance of success.

Don’t settle for less; settle for more. Highly experienced TPD lawyers work on TPD insurance claims daily and have in-depth knowledge of the best legal strategy to maximise your lump sum payment. They are used to dealing with insurance companies who seek to minimise your payout. Leave the heavy lifting to Aussie Injury Lawyers so that you can de-stress and recover from your medical condition.

A Total and Permanent Disablement (TPD) benefit is typically an insurance lump-sum payment determined by the date you stopped working due to your illness or injury. If you have TPD through a superannuation provider, it usually includes your account balance.

Depending on your circumstances, you may need to pay tax on your TPD benefit. TPD payouts can also impact Centrelink payments. You can choose to minimise tax by leaving some or all of your payout in your Super fund.

More about tax on TPD payouts >

A permanent disability is a physical or mental condition that will persist throughout a person’s lifetime. A state from which they may never recover or likely continue indefinitely.

Typically, a TPD Insurance Claim takes between 6 and 12 months to reach an outcome. Most often, insurers complete their assessment within six months. However, investigating your insurance policy and preparing your case can take up to 6 months.

Thankfully, Aussie Injury Lawyers have a fast-track legal process that can deliver a favourable outcome in a shorter period, so get started now >

More about how long it takes to get a TPD payout >

Time limits for TPD claims differ across Australia. They could be anywhere from a few months to 6 years. For disability claims, the standard period would be six years. There could be no time limit for some medical conditions that take many years to develop. Contact our legal team for free advice to determine which time limitations may apply to your case.

Several factors determine the difficulty in accessing the benefit contained within your TPD insurance cover. These factors include:

  1. The nature of your illness/injury
  2. The impact this has on your ability to work
  3. The terms and conditions of your TPD insurance coverage.

If you are covered for being unable to work in any occupation rather than your usual occupation, your claim may be more straightforward. Generally, you only get one chance to make a successful TPD claim.

If your claim is denied, an option is to contest the result, which is often expensive and may not be successful. Give yourself the best chance of success with Aussie Injury Lawyers. Call now for your free case review – 1300 873 252

In Australia, the average payout for a successful TPD claim ranges between $ 50,000 and $ 500,000, with some eligible Aussies able to make multiple tpd claims. Ask a TPD lawyer at AIL to know how much you might get in a lump sum payment.

More about claiming a TPD payout>

Meet Your Legal Team

Hardworking and straight-talking, our experienced superannuation insurance lawyers are dedicated to delivering results for you. We understand how challenging life can be when things go wrong and we are here to help you return to normal. Kerry Splatt, an Accredited Specialist in Personal Injuries law, leads the expert team at Aussie Injury Lawyers. His expertise, together with over 100 years of combined legal experience is your guarantee of success. Reach out. Let us show how we can assist you and your loved ones when the unexpected happens.

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