Superannuation TPD Insurance Claim Lawyers Melbourne VIC

There are multiple time limits for insurance claims. Your best option for success is to contact our expert insurance lawyers immediately. Wherever you are in Victoria, Aussie Injury Lawyers can assist. From Mildura to Melbourne, Portland to Mornington, and beyond, you get informed legal assistance to maximise your TPD entitlements.

TPD Insurance is often misunderstood and undervalued. If you want help understanding what your TPD Insurance is worth and how it works, you have come to the right place. Aussie Injury Lawyers are a law firm specialising in insurance claims. Our lawyers and solicitors have many years of experience in this area of law backed up by their 99% claim success rate.

When claiming your TPD insurance benefit, you do not need to show that your disability or illness came about because of someone else’s negligence. You must, however, show that your disability prevents you from doing your usual job. How you acquired your medical condition is not the primary consideration for a successful TPD claim. Our lawyers will assist you in compiling the correct medical assessments and reports to achieve a positive outcome.

Your illness or injury does not need to be work-related to have a valid claim. However, if your work medically impacts you, you may be able to have other legal cases or insurance claims. Our lawyers will help you understand your legal rights at no cost.

TPD payouts can be substantial and help transform your life at a challenging time. When your claim is approved, a lump sum amount will be deposited into your superannuation account. The value of your insurance claim is dependent on several factors. Contact our lawyers for a free case assessment, or use our TPD Claim Calculator.

The common reason for TPD claim denial is that you can still work. Insurance policies have different definitions for the circumstances under which you are assessed as unable to work. Our experienced insurance solicitors can help you satisfy the terms of your policy.

It might seem like insurance companies have good intentions, providing protection for when the unexpected happen. The truth is, they don’t always want to pay out your claim. They can use a number of tactics to delay, deny or minimise your insurance payout. Sometimes they will use your fineprint terms and conditions to say you don’t qualify for your benefit. Our experienced superannuation lawyers regularly deal with all the well-known Australian insurance companies. We know their claim lodgement expectations and the techniques they use the avoid their commitments. Aussie Injury Lawyers are relentless in the pursuit of your entitlements. We understand the complex world of insurance law. Find out how we can help you by requesting your free claim review.

Insurance companies are notorious for trying to avoid paying legitimate claims. Sometimes, they do this by inundating claimants with requests for supporting documents and forms. This tactic often works because people don’t want to deal with having to gather up all those papers and send them off to the insurance company. Or, they try to comply with all their requests, and fail.

If you receive such a request, there are several things you can do to ensure that you get paid fairly.

1. Understand how much information is required. Contact them beforehand if you think the insurer might ask for something unusual.
2. Keep copies of everything you provide.
3. Ensure you clearly identify yourself as the person submitting the claim.
4. Carefully read documents before signing.
5. When in doubt, get experienced legal advice when you have a legal issue with your claim.

If you have an injury, illness or mental disorder and wish to claim your insurance benefit, it can be difficult to know how much time you have to wait for your insurance payout. It is important that you understand your rights and obligations under Australian law so that you don’t miss out on any payments or compensation. Sometimes, insurers are slow to payup at a time when you desperately need financial assistance. At times like this, you need an expert injury claim lawyer to help you succeed.

When you contact us for your complimentary case evaluation, we’ll tell you everything you need to know about making an insurance claim. Rest assured, There will be no charge until your claim is successful. During your free case analysis we will:

1. Check your active insurance policies and level of coverage 
2. Understand your policy terms and your insurer’s definitions of “disability”.
3. Provide you with an agreed fixed price to progress your claim

We begin following the insurance claims process once you sign our legal cost agreement.

1.  Create a winning legal strategy by preparing a strong case for a successful settlement.
2. Access your previous medical records, which will form part of your case.
3. You undergo at least one medical assessment regarding your insurance company’s disability description.
4. Your claim is lodged with your insurance company
5. The insurer will either reject, approve or ask for more information and will address any barriers to success.
6. 6. When successful, you will get either a lump sum payment or a series of payments.

A lump-sum payment is deposited into your superannuation account when you successfully file a TPD claim. If you don’t withdraw your insurance payout until retirement age, you will likely pay no tax on these funds. You will pay taxes from your super account when you withdraw before this time, but usually at a reduced rate.

More about how TPD payouts are taxed here >