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It doesn’t matter how you got your illness, physical injury or mental health condition.
Your medical condition doesn’t need to be work-related (as with a workers compensation claims)
You could claim even if you closed your superannuation account or it has no funds.
A successful TPD payout will not lower your super account balance, because the funds come from an insurance benefit payout.
Aussie Injury Lawyers are 100% No Win No Fee insurance claim specialists. Our No Pay funding means you pay legal costs when you win and zero if you lose. We even cover the costs of your medical assessments and reports until you get a payout (then we recover these expenses). But if you lose, you pay nothing. It’s our No Win, No Fee, No Risk guarantee.
AND… due to our combined experience of over 100 years legal knowledge, when we take on your case, you can rely on our 99% win rate as your guarantee of success! It’s our No Win, No Fee, No Risk Guarantee.
Although the phrase “Total and Permanent Disability” might give the impression you must have a severe illness, injury or psychiatric disorder for a successful TPD claim, this is not the case. Qualifying as TPD means meeting the definition of your insurance policy terms. For most people, you simply prove a medical condition stops you from working in your regular job or one for which you have experience and/or training.
Aussie Injury Lawyers know how this works. We will do the following:
Some Aussie workers have changed jobs several times during their career, and hence have multiple superannuation insurance policies. If this is your situation, you could claim multiple TPD payouts for the same medical condition (depending on your policy terms).
Some people can work again after a TPD payout. Generally, you must work in a different industry from your regular occupation (depending on your policy terms). For example, if you were working as a bricklayer and qualified as TPD with a long-term back injury, you could claim benefits and later train to work behind a desk in an office.
NOTE – You should always seek legal advice before deciding to work again following a TPD payment.
It’s free for Aussie Injury Lawyers to complete a thorough claim investigation and let you know the following:
For immediate legal support Call 1300 873 252