How Much Does a TPD Lawyer Charge for TPD Claims?
Finding an affordable and dependable TPD lawyer when making a TPD claim can be challenging. So, it’s understandable to have questions about the cost of having a successful claim.
Thankfully, Aussie Injury Lawyers’ experienced TPD lawyers provide guidance and support throughout the claims process and offer an upfront capped price quote for your permanent disability claim. Call now for more info on our 100% no win, no fee policy, a free claim review, and a quote for legal costs: 1300 873 252
About TPD Claims
In Australia, you can make one or more total and permanent disability claims if you have an illness, injury, or medical condition (including mental illness) that stops you from working in your usual occupation. Usually, your TPD insurance entitlements are held as a superannuation insurance policy, but you may also have coverage through a private insurance company.
Winning a total and permanent disability claim through a superannuation policy or as part of a personal injury claim will give you a TPD lump sum payment. Thankfully, an insurance payout can help fund your life until you can access your superannuation fund retirement income stream.
100% No Win, No Fee TPD Claims
No win, no fee. It’s a simple idea that can make a big difference for anyone considering making a TPD claim. After all, no one should worry about the cost of pursuing their legal entitlements.
If you think you have the basis for making a super TPD claim, you are probably aware that most law firms offer no win, no fee funding for insurance claims. Which means your case costs are deducted from your payout once you have a successful TPD claim.
What you pay for legal services is usually based on the number of hours of work that has gone into achieving your outcome, as well as fees for any medical reports or assessments and other sundry costs.
How Much Does a TPD Claim Cost?
The cost of a TPD claim may vary due to factors including the case’s complexity, lawyer experience, and the work hours required to achieve a successful TPD payout. Injury law firms typically offer legal services on a no-win, no-fee basis, meaning payment is only required when they win your claim. Settlement fees are typically calculated as a percentage of the total settlement amount and can vary by firm.
Unlike other insurance claim law firms, Aussie Injury Lawyers has a 100% no win, no fee policy. Our popular funding policy means you:
- Pay when you win
- Nothing if you lose
- We do not charge a percentage of your lump sum payout
- You have no financial risk for your TPD claim
Instead, we charge only for the effort required to deliver a successful outcome, and you will have a capped upfront price or fixed fee before we begin work on your case. Ask our no win, no fee lawyers how it works.
Get a quick, competitive quote now >
Three Factors Affecting TPD Claim Costs
1. Complexity of Insurance Claims
The complexity of a TPD insurance claim calls for further investment of time and resources, which will result in higher costs. Additional medical evidence and expert opinions may be necessary in cases involving multiple injuries or illnesses.
2. Amount of Work
The work hours necessary to achieve success will impact the cost of your claim. Cases requiring extensive documentation, medical reports, and evidence-gathering may take longer than straightforward cases.
Aussie Injury Lawyers has TPD claim fixed fee billing, which means you know know the value of your TPD payout before we start work.
3. TPD Lawyer’s Experience
Your TPD lawyers’ expertise will also determine their fees. Those with more experience typically charge more than those without. However, experienced lawyers can handle cases faster and cost-effectively with maximum compensation.
TPD Claims for Less Than You Expect
Like with most things in life, the cost of legal services varies. You might be relieved that, in many cases, the price of a total and permanent disability claim is less than you expect. Of course, this can depend on your case and situation.
The cost of running a successful TPD claim depends on the simplicity or complexity of your claim. If you have had this type of claim before, you might know that the charges are generally less than for other types of injury claims. Most likely, less than you might expect.
How long can a TPD payout claim take? >
Understanding your TPD entitlements
You’ve probably never needed to use your superannuation before, and most likely, you have never looked at it in detail. For this reason, many Aussies don’t know or understand the TPD benefit contained within their superannuation policy.
So why would you understand how to claim against your TPD cover and, most importantly, get the maximum you are allowed? This is where an experienced TPD lawyer can assist you.
Ask About Our Capped Legal Fees
At Aussie Injury Lawyers, we only charge you for the work we do to achieve a successful outcome, and this amount is capped. When you work with our illness and injury claim law firm, you will know at the beginning of the TPD claims process the maximum amount you will pay when we achieve a settlement. If your claim were unsuccessful for some reason, you would pay nothing.
You can relax knowing what you will pay when your claim succeeds; you won’t get a vast and unexpected legal bill.
We know your funds will likely be limited if you cannot work anymore, so we offer 100% No Win No Fee to all our TPD Claim clients.
We Don’t Charge a Percentage of Your TPD Insurance Payout
We understand you work hard to access your entitlements, so:
- We don’t take a percentage of your TPD payout
- Our legal fees are calculated based on the number of hours we work on your case.
- You will have transparency, so there are no surprises. You will understand the work that makes up your legal fee.
- An independent assessor oversees your legal fees for your case.
- You will know the fixed price of your claim before we begin work on your case.
When Should I Hire a TPD Lawyer?
It’s best to hire a TPD lawyer at the beginning of the claim process. Doing this will increase your chance of a successful TPD claim.
That’s because you generally only get one opportunity to claim against an insurance policy within a superannuation fund. So, you must ensure you have the best medical evidence and reports that meet or exceed your eligibility criteria.
Legal Advice Before Lodging a Claim
Getting free claim advice before claiming TPD insurance entitlements means you are more likely to have a robust case that the insurer will find hard to refuse. An experienced TPD lawyer will also ensure you avoid common mistakes that arise during the claims process.
Seeking legal advice before submitting can be especially helpful for people who:
• Don’t know if they meet the requirements for a TPD payout
• Have complicated medical conditions
• Want to claim for a mental health condition
Reversing a Denied Claim
If you have a rejected TPD claim, you need a specialist TPD lawyer to help reverse the insurer’s decision. Our legal team often achieves a lump sum payment from a refused claim by:
• Viewing the rejection letter
• Assessing the claim documents
• Getting new and improved evidence
• Reconstructing the case
• Providing effective legal insights
• Providing legal representation in court proceedings
We can also lodge a complaint with an independent third party, such as the Australian Financial Complaints Authority (AFCA)
Legal Fees for Multiple TPD Claims
Some Aussie workers have contributed to multiple superannuation funds and often forget they have more than one account. Consequently, they have TPD cover with multiple insurers. These fortunate people can make multiple TPD claims for one total and permanent disability. But what are the legal fees in this situation? Here’s how it works:
- You must make a separate TPD claim against each permanent disability insurance policy, which means you will have higher fees overall but with multiple lump sum payouts.
- Each insurer will have different eligibility criteria and terms and conditions.
- Some claims will be approved, while others may be denied
- Hence, each case will have different legal costs based on the hours required for an approved claim.
Aussie Injury Lawyers is a 100% no-win, no-fee law firm, which means you only pay TPD claim costs when you win and zero if you lose. Our free consultation service will investigate your super fund policies at no charge and advise if you can make multiple claims and the associated fees. Call Now: 1300 873 252
How Much Will TPD Lawyers Charge for My TPD Insurance Claim?
If you’re considering claiming your TPD insurance benefits, it’s crucial to understand how much TPD lawyers charge for TPD claims. At Aussie Injury Lawyers, we offer free case assessments so you can get an idea of what your legal matter is worth, our legal costs, and your options.
We work on a 100% no-win, no-fee basis, so no risks are involved in talking to us about your claim. Give yourself your best chance of having a TPD claim approved. Learn about our lawyer fees, get a quote or book a free case assessment. Call now: 1300 873 252
How Much Do Lawyers Charge for TPD Claims FAQs
Can I make multiple TPD claims for a permanent medical condition?
Some hard-working Aussies have contributed to multiple superannuation funds during their careers. Changing jobs often makes people unaware they have multiple TPD insurance cover. Thankfully, people in this situation can be eligible to make more than one claim for the same permanent disability.
Ask an Aussie TPD lawyer to investigate your circumstances, explain the claim process, and determine your potential benefit amount. It’s free to know where you stand.
How do I know if I can make a TPD claim?
You can make a TPD claim when an illness, injury, or mental illness permanently makes you unable to work, and you have permanent disability insurance cover. Unlike a workers’ compensation claim, your medical condition does not need to be work-related. However, to approve a TPD claim, you must provide medical evidence that satisfies your policy definitions.
That’s when experienced TPD lawyers can assist. A specialist TPD lawyer will help you understand the eligibility criteria and if you have a valid claim.
How much compensation do I get for a successful claim?
The value of the insurance benefits included in your superannuation fund policy determines how much compensation you receive for a TPD insurance payout. If you qualify to file multiple TPD claims, you will have a substantially higher lump sum payment.
Aussie Injury Lawyers will investigate your TPD insurance terms at no charge and advise how much you can expect for an approved TPD claim. Get started now by calling 1300 873 252
Do I need to hire a lawyer for a TPD claim?
Anyone in Australia can file a TPD claim without a lawyer’s assistance. However, when paying TPD benefits, an insurance company often seeks to minimise or deny liability. They typically challenge your medical reports and other evidence that satisfies your TPD definition.
Life insurance claim data from APRA, shows that more than 20% of TPD claims are denied annually. And, of course, many of the approved claimants had effective legal representation. So, your best chance of a successful outcome is to work with the support of an expert TPD lawyer.
What is the average TPD payout in Australia?
In Australia, average TPD payouts range between $50,000 and $500,000. However, some fortunate people can make multiple claims and typically receive a six-figure insurance benefit payment. Ask AIL how much we charge for TPD claims now.
How long does it take for a TPD claim to payout?
Most TPD claims are settled between six and 12 months. However, some complex cases (typically with a large lump sum payout) can take up to two years. That’s because insurance companies are more likely to challenge large insurance claims.
Does a TPD claim affect Centrelink payments?
Until you reach pension age, Centrelink will not assess funds transferred from a TPD payout into your superannuation account. However, these funds could impact Centrelink payments when you make a withdrawal.
How Much do TPD lawyers cost?
There is a wide range of legal costs when considering what lawyers charge for TPD claims. Legal fees under a 100% no-win, no-fee arrangement vary based on the charging model, which could be:
• Fixed fee
• Capped fees
• Hourly rates
Aussie Injury Lawyers uses all three of the above. Before we start work, we will provide a fixed or capped fee for your case based on the estimated hours required to make a successful claim. Get a free quote now; Call: 1300 873 252
